Privacy Policy

At Happyhour Insurance, protecting your privacy is important. We know you are interested in how we collect, use, share, and protect your information. We treat your personal information responsibly and provide you with choices about how we use and share it. This privacy policy describes the choices available to you regarding your personal information and how you can update this information provided on Happyhour Insurance’s websites, including

We collect information from you automatically through your use of our website, with cookies and similar technology, and when you provide information directly to us through our website. We have described these information collection practices in more detail below.

Information We Collect Automatically

We gather certain information automatically using cookies along with online technologies, such as beacons, tags, and JavaScript whenever you use our website or mobile app, send us an email, or interact with our emails and advertisements. This information may include internet protocol (IP) addresses, browser information, internet service provider (ISP), referring and exit pages, operating system, session ID, date and time stamp, geolocation, and click stream data. We use this information to:

  • Conduct website and mobile app analysis
  • Recognize your browser or device
  • Remember your preferences and interactions
  • Collect information about our website usage and email responses
  • Log activity on our website
  • Market products or services to you
  • Information We Collect Through Cookies and Similar Technology

Happyhour Insurance uses third party cookies, beacons, tags, and JavaScript to collect anonymous information and technical data, like your internet protocol (IP) address, operating system, and session ID. Happyhour Insurance shares this information with our business partners to manage our online advertising and to recognize visitors’ computers and devices. This allows us to render relevant Happyhour Insurance ads to you. This is referred to as behaviorally targeted or interest based ads. Our third party partners also use such technologies for website analysis and to manage the effectiveness of our ads placed on other websites. We do not store your name, address, telephone number, email address, or any sensitive personal information in these cookies and similar technologies. The companies that distribute our ads are only permitted to use or share your information for marketing Happyhour Insurance products and services.

Happyhour Insurance will share personal information with third parties only in ways that are described in this Privacy Policy. Each of the third parties that we use for our online marketing and tracking efforts should post a privacy policy that fully describes the advertising and data collection activities on their website. However, we cannot guarantee that all of these websites disclose this information.

We use Local Storage, such as HTML5, to store content information and preferences. Our business partners who provide certain features on our website or display advertising based upon your web browsing activity may also use HTML5 to collect and store information. Various browsers may offer their own management tools for removing HTML5.

How to control cookies

All major internet browsers allow you to block or delete cookies through the privacy features in your browser. Please note that if you block cookies then you may not be able to use the full functionality of this website.

Do Not Track

Please note that our system may not recognize Do Not Track headers or requests from some browsers.

Web Links and Widgets

Other companies or organizations may have links to their websites on our web pages. Our website may also include social media widgets, such as the “share this” buttons and links to third party websites, like Facebook and Twitter. These features may collect your IP address, the page where you visited on our site, and may place a cookie to enable these features to function properly. We are not responsible for how these third parties collect, use, disclose or secure the information that you provide to them. Please read their privacy policies so you can learn how their website uses your information.

Information We Collect Directly Through Our Website

We collect your personal information on our website when you:

  • Ask a question
  • Use tools and calculators
  • Apply for products or services
  • Complete a form
  • Conduct transactions
  • Apply for a job
  • Send email to us
  • Subscribe to receive email from us
  • Complete website surveys

Personal information is any information that identifies you and describes your relationship with us. Some examples of the personal information that Happyhour Insurance may collect include:

  • Name, address, date of birth, and Social Security number
  • Assets and income
  • Property address and value
  • Account and policy information
  • Driver’s license number
  • Financial information
  • Credit reports and other consumer report information
  • Information from applications and transactions
  • Any information you provide us
  • Public information

We may collect personal information about you, another insured on your policy, or a beneficiary when applying for a policy or service. We will only use this information for the specific reason for which it is provided.

If you apply for a product or service, we may collect information from your consumer reports, such as your credit report or motor vehicle report. We may use an “insurance score.” An insurance score uses information from your credit report to help predict your future claims. Typical items that could affect an insurance score include payment history, number of revolving, new and collection accounts, bankruptcies, and foreclosures.

In rare instances, we may also need to collect your medical information from a medical provider. However, we will not use or share your medical information for marketing, unless you give us your permission.

We retain your personal information while your account is active or as needed to provide you services, such as quoting, re-quoting, and account management. We also retain and use your information as required or permitted by law to comply with our legal obligations, resolve disputes, and enforce our agreements.

Use of Third Party Data

We may receive information about you from other sources, including publicly available databases or third parties from whom we have purchased data. We may combine this data with information we already have about you, which allows us to update our records. Examples of the types of personal information that we may obtain from public sources or third parties may include change of address information from third parties for address standardization and correction.