We collect information from you automatically through your use of our website, with cookies and similar technology, and when you provide information directly to us through our website. We have described these information collection practices in more detail below.
Information We Collect Automatically
We use Local Storage, such as HTML5, to store content information and preferences. Our business partners who provide certain features on our website or display advertising based upon your web browsing activity may also use HTML5 to collect and store information. Various browsers may offer their own management tools for removing HTML5.
How to control cookies
All major internet browsers allow you to block or delete cookies through the privacy features in your browser. Please note that if you block cookies then you may not be able to use the full functionality of this website.
Do Not Track
Please note that our system may not recognize Do Not Track headers or requests from some browsers.
Web Links and Widgets
Other companies or organizations may have links to their websites on our web pages. Our website may also include social media widgets, such as the “share this” buttons and links to third party websites, like Facebook and Twitter. These features may collect your IP address, the page where you visited on our site, and may place a cookie to enable these features to function properly. We are not responsible for how these third parties collect, use, disclose or secure the information that you provide to them. Please read their privacy policies so you can learn how their website uses your information.
Information We Collect Directly Through Our Website
We collect your personal information on our website when you:
Personal information is any information that identifies you and describes your relationship with us. Some examples of the personal information that Happyhour Insurance may collect include:
We may collect personal information about you, another insured on your policy, or a beneficiary when applying for a policy or service. We will only use this information for the specific reason for which it is provided.
If you apply for a product or service, we may collect information from your consumer reports, such as your credit report or motor vehicle report. We may use an “insurance score.” An insurance score uses information from your credit report to help predict your future claims. Typical items that could affect an insurance score include payment history, number of revolving, new and collection accounts, bankruptcies, and foreclosures.
In rare instances, we may also need to collect your medical information from a medical provider. However, we will not use or share your medical information for marketing, unless you give us your permission.
We retain your personal information while your account is active or as needed to provide you services, such as quoting, re-quoting, and account management. We also retain and use your information as required or permitted by law to comply with our legal obligations, resolve disputes, and enforce our agreements.
Use of Third Party Data
We may receive information about you from other sources, including publicly available databases or third parties from whom we have purchased data. We may combine this data with information we already have about you, which allows us to update our records. Examples of the types of personal information that we may obtain from public sources or third parties may include change of address information from third parties for address standardization and correction.